Last updated: March 3, 2026
Ontrakt, LLC is a software technology company. We are not a licensed general contractor, specialty contractor, home inspector, structural engineer, mechanical engineer, electrical engineer, plumber, HVAC technician, or any other type of licensed trade professional in any state. We do not hold contractor licenses, inspection licenses, or professional engineering certifications in any jurisdiction.
All estimates, proposals, inspection reports, cost summaries, material takeoffs, Xactimate-style line items, and other AI-generated content ('AI Content') produced by Ontrakt are computer-generated drafts based on photos, documents, and information you provide. AI Content does not constitute the professional opinion of a licensed contractor, certified home inspector, licensed engineer, or insurance adjuster. AI Content is an initial drafting aid only. Every piece of AI Content must be independently reviewed, verified, and corrected by a licensed professional before use.
Contractor licensing requirements differ significantly by state, county, city, and trade type. In most jurisdictions, presenting a construction proposal or performing construction work for compensation requires a valid contractor's license. Ontrakt does not verify whether you hold the required licenses for your trade and jurisdiction. It is your sole responsibility to obtain all required licenses before performing work or submitting estimates to clients. Unlicensed contracting may expose you to fines, civil liability, and criminal penalties.
AI-generated home inspection reports from Ontrakt are technology-assisted summaries based on photos and information you provide. They are not certified home inspection reports. In most states, certified home inspection reports can only be produced by state-licensed home inspectors following in-person property inspections. Ontrakt's AI inspection reports may not satisfy state requirements for real estate transactions, insurance claims, or property disclosures. Always engage a licensed home inspector when a certified report is required.
AI-generated insurance restoration estimates on Ontrakt use Xactimate-style formatting to assist contractors in preparing insurance scope documents. These estimates are drafting aids for licensed contractors — they are not certified Xactimate appraisals, licensed adjustments, or certified damage assessments. Insurance claim amounts are determined by licensed insurance adjusters. Contractors using our insurance estimate tools must be licensed in the applicable trade and jurisdiction and must verify all line items, quantities, and pricing before submitting any scope of loss to an insurer.
California: Ontrakt is not licensed by the Contractors State License Board (CSLB). Any project over $500 (labor + materials) requires a CSLB license. Florida: Ontrakt holds no license under Chapter 489, Florida Statutes. Texas: Ontrakt holds no license from the Texas Department of Licensing and Regulation (TDLR). New York: Ontrakt holds no Home Improvement Contractor license in New York City or any New York county. Maryland: Ontrakt holds no Home Improvement Contractor (HIC) license from the Maryland Department of Labor. This list is not exhaustive — licensing requirements exist in all 50 states.
AI-generated estimates involve inherent uncertainty. Material prices fluctuate. Labor rates vary. Scope requirements depend on site conditions that AI cannot observe. Ontrakt makes no warranty, express or implied, that any AI Content is accurate, complete, or appropriate for any specific project. You assume all risk associated with using AI Content without independent professional verification.
Before submitting any estimate, proposal, or contract to a client; before performing any construction, inspection, or trade work; and before filing any insurance claim, you should consult a licensed professional in the applicable trade, jurisdiction, and specialty. For legal questions about contractor agreements or lien rights, consult a licensed attorney in your state.
For questions about these licensing disclosures, contact legal@ontrakt.com. To report a potential compliance issue, contact compliance@ontrakt.com.